What are the challenges of insuring rattan sculptures against weather damage?
Insuring rattan sculptures against weather damage presents several unique challenges due to the material's natural properties and environmental exposure. Rattan, a lightweight and porous material, is highly susceptible to moisture, UV rays, and temperature fluctuations, which can cause cracking, warping, or mold growth. Insurance providers often struggle to assess the long-term risks, as damage may develop gradually over time. Additionally, the lack of standardized valuation methods for handmade art complicates coverage terms. Climate-specific risks, such as hurricanes or heavy rainfall, further increase premiums or limit policy options. Proper documentation and preventive maintenance are critical to securing adequate protection for these delicate artworks.
