What are the insurance liabilities for rattan sculptures in high-vandalism areas?
Rattan sculptures in high-vandalism areas face significant risks, making insurance coverage essential for artists and property owners. Insurance liabilities typically include damage repair, theft, and public liability claims. Policies may vary based on location, artwork value, and security measures. Comprehensive coverage often requires proof of preventive steps, such as surveillance or protective barriers. Understanding policy exclusions and deductibles is crucial to ensure adequate protection. Consulting specialized art insurers can help tailor solutions for high-risk environments.
