What are the insurance considerations for displaying high-value composite material animal sculptures?

Displaying high-value composite material animal sculptures requires careful insurance planning to protect against potential risks. Key considerations include:

1. Specialized Coverage – Standard art insurance may not fully cover composite materials, so seek policies tailored to modern sculptures.

2. Valuation Accuracy – Ensure appraisals reflect the sculpture’s material, craftsmanship, and market value to avoid underinsurance.

3. Transport & Installation Risks – Verify if insurance covers damage during transit, setup, or dismantling.

4. Environmental Protection – Composite materials may react to humidity or temperature; confirm coverage for environmental damage.

5. Exhibition Liability – Protect against third-party claims (e.g., injuries or property damage caused by the display).

Consult an art insurance expert to customize coverage for your unique needs.